Financial debt in America is increasing at an alarming rate. Average debt per household is roughly $11,000 and shall take nearly 25 years to if only making minimum month by month installmets. This doesn’t include a mortgage. Approximately 40% of Americans spend more than they earn and have not contributed to any type of savings want. Many financial experts say you should save 3 in order to six months worth of your salary for any unforeseen emergencies, loss in job, illness, or other position.
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